Business owners in today's competitive job market recognize the importance of attracting and keeping good employees. If you own or belong to a business or organization of between 2 and 99 employees, chances are you would be eligible for (and would benefit from) a group health plan.
Small business health insurance has many benefits:
- Provides medical coverage for yourself and your employees,
- Everyone is insurable (waivers or riders do not apply to group health),
- Spreads financial risk between all members, which could mean lower premiums,
- Employer contributions to small business health insurance are generally tax deductible and employees save on payroll taxes.
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